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TruePITI
Benchmark Rates
30-Year Fixed7.32%PMMS 10/22|15-Year Fixed6.68%PMMS 10/22|30-Year FHA7.13%MBA 10/17|30-Year Jumbo7.33%MBA 10/17|5/1 ARM6.46%MBA 10/17|30-Year Fixed7.32%PMMS 10/22|15-Year Fixed6.68%PMMS 10/22|30-Year FHA7.13%MBA 10/17|30-Year Jumbo7.33%MBA 10/17|5/1 ARM6.46%MBA 10/17|

Privacy Policy

Last updated: June 12, 2026

1. Overview

TruePITI ("we", "our", "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, and safeguard your information when you visit our website at www.truepiti.com.

2. Information We Collect

Our mortgage calculator operates entirely in your browser. We do not collect, store, or transmit any personal data you enter into our calculators. All calculations are performed locally on your device.

We may collect anonymous usage data through Google Analytics, including:

  • Pages visited and time spent on each page
  • Browser type and device information
  • Geographic region (city-level, not exact location)
  • Referral source (how you found our website)

Email address (optional). If you use the “Email These Results” feature, we collect the email address you provide and use it solely to: (1) deliver the calculation you requested, and (2) send a small number of follow-up emails (up to three) with mortgage-rate information and resources you may find useful. We do not sell your email address, share it with third parties for their own marketing, or use it for any purpose other than the ones described here. You can stop these emails at any time by replying “unsubscribe” or contacting us at the address in Section 8.

Affiliate link clicks. We participate in affiliate programs (e.g., Better, Rocket Mortgage, LendingTree, Lemonade, Amazon). When you click an affiliate link, we may receive a commission from the partner. Our advertising partners may use cookies or similar technologies to record that you arrived from our site; this is standard affiliate tracking. It never affects our calculator results.

3. Cookies

We use cookies and similar technologies to:

  • Understand how visitors use our website (Google Analytics)
  • Remember your calculator preferences
  • Serve relevant advertisements (Google AdSense)

You can control cookies through your browser settings. Disabling cookies may affect some functionality.

4. Third-Party Services

We use the following third-party services:

  • Google AdSense — Serves advertisements. Google, as a third-party vendor, uses cookies (including the DoubleClick DART cookie) to serve ads based on your prior visits to this and other websites.
  • Google Analytics — Provides anonymous website usage statistics.
  • Vercel — Hosts our website. Vercel may collect technical access logs.

You can opt out of personalised advertising by visiting Google Ads Settings, or opt out of third-party vendor cookies for personalised advertising at aboutads.info.

These third parties have their own privacy policies. We encourage you to review them.

5. Data Security

We implement appropriate security measures to protect any data we collect. Our website uses HTTPS encryption for all connections. Since our calculators process data locally in your browser, your financial information never leaves your device.

6. Children's Privacy

Our website is not directed to children under 13. We do not knowingly collect personal information from children under 13.

7. Changes to This Policy

We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated revision date.

8. Contact Us

If you have questions about this Privacy Policy, please contact us through our website at www.truepiti.com.