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TruePITI
Live Rates
30-Year Fixed6.710%+0.050|15-Year Fixed6.040%+0.060|30-Year FHA6.460%+0.050|30-Year VA6.210%+0.040|5/1 ARM6.210%+0.040|7/1 ARM6.340%+0.050|30-Year Jumbo7.210%+0.050|15-Year Jumbo6.710%+0.060|CA Avg6.650%-0.080|TX Avg6.700%+0.050|FL Avg6.700%-0.030|NY Avg6.680%-0.100|PA Avg6.690%-0.050|IL Avg6.730%+0.020|OH Avg6.750%-0.070|GA Avg6.680%0.000|NC Avg6.670%-0.040|MI Avg6.740%-0.060|AZ Avg6.700%+0.030|WA Avg6.640%-0.090|30-Year Fixed6.710%+0.050|15-Year Fixed6.040%+0.060|30-Year FHA6.460%+0.050|30-Year VA6.210%+0.040|5/1 ARM6.210%+0.040|7/1 ARM6.340%+0.050|30-Year Jumbo7.210%+0.050|15-Year Jumbo6.710%+0.060|CA Avg6.650%-0.080|TX Avg6.700%+0.050|FL Avg6.700%-0.030|NY Avg6.680%-0.100|PA Avg6.690%-0.050|IL Avg6.730%+0.020|OH Avg6.750%-0.070|GA Avg6.680%0.000|NC Avg6.670%-0.040|MI Avg6.740%-0.060|AZ Avg6.700%+0.030|WA Avg6.640%-0.090|

Corrections

TruePITI keeps a permanent, public log of every factual correction. When we get something wrong, we fix it and record it here — including the original claim and the reason for the change. Log last updated: 2026-09-16.

Correction #1

2026-08-29

Page: 14 pages (jumbo guide, FHA limits, conventional requirements, salary guides, glossary, VA guides, USDA requirements, others)

Issue: Conforming loan limit cited as $766,550 (the 2024 value) in "2026" context; FHA floor $498,257 and high-cost ceiling $1,149,825 also outdated (2024/2025 values).

Original claim: $766,550 conforming / $498,257 FHA floor / $1,149,825 high-cost ceiling
Correction: $832,750 conforming / $541,287 FHA floor / $1,249,125 high-cost ceiling (FHFA & HUD 2026 announcements)

Reason: FHFA set the 2026 conforming limit at $832,750 (+3.26% vs 2025); HUD set FHA floor at 65% and ceiling at 150% of that ($541,287 / $1,249,125). The site had not been updated since the 2024 values.

Reviewed by: Editorial review — verified against fhfa.gov and hud.gov official announcements

Correction #2

2026-08-29

Page: Homepage calculator (LoanCalculator component)

Issue: Claimed "500K+ Monthly Computations" — a social-proof figure not supported by analytics (GA4 shows ~370 mortgage_calculate events/month).

Original claim: 🏠 500K+ Monthly Computations
Correction: Removed; replaced with "No Signup Required" (a verifiable claim).

Reason: Unverifiable usage statistics violate our data-integrity policy. We only publish numbers we can source.

Reviewed by: Editorial review — GA4 property data (2026-08-19 pull)

Report an error

Found something wrong? Email us and we will verify, correct, and log it here. See Contact and our Editorial Policy.